In 2003, Jay graduated from The University of Georgia with a B.B.A in risk management and insurance from the Terry College of Business. Upon graduation, Jay worked for a national life insurance brokerage firm, focusing on life insurance essential to businesses, such as “key person” insurance and buy-sell agreements. He joined the CR&I team in 2005. Jay is a graduate of the Carroll County Leadership Academy and a Past-President of the Carrollton and Heard County Kiwanis Club. Jay specializes in the construction industry, manufacturing, and agriculture. He and his wife Brooke enjoy spending time with family, the great outdoors, and attending UGA football games.